AdityaLoot - Smart Payment Gateway & Instant POS

Core Features

Engineered for
Indian Fintech

Everything you need to build, manage, and scale your payment infrastructure — all from one unified platform.

Paytm Merchant Connect

Link your Paytm Business ID, MID, and UPI address. Auto-route payments directly to your Paytm account with instant settlement.

Smart Invoices & POS

Generate dynamic QR-coded invoices with exact amounts. Built-in POS mode for on-ground merchants with receipt printing.

SMS Auto-Verification

Install our Android SMS Forwarder webhook. Payments auto-verify in 0.1 seconds when the bank confirmation SMS arrives.

Real-Time Webhooks

Configure HMAC-SHA256 signed HTTP webhooks. Receive async payment.success events the moment money is confirmed.

REST API Integration

Simple JSON API to create orders and check payment status. Works with PHP, Node.js, Python, and every major tech stack.

Chargeback Shield

AI-powered dispute defense system. Auto-generate proof documents with UTR references, timestamps, and IP logs.

How It Works

Live in 3 Easy Steps

Create Your Free Account

Register with your mobile number and business name. API keys are auto-generated instantly on signup — no review required.

Connect Your UPI Account

Add your Paytm, PhonePe, Google Pay, or Direct UPI ID. Install the SMS forwarder app on your phone for real-time auto-verification.

Create Orders & Accept Payments

Generate payment links, QR codes, or API orders. When a customer pays, it's detected instantly via SMS engine and your callback fires.

create-order.php

// 1. Create payment order via API

$response = json_decode(curl([

  'url' => 'https://wp.dghost.in/api/create-order',

  'key' => 'pi_live_your_api_key',

  'amount' => 499.00,

  'order_id' => 'ORD_20260720001',

  'callback_url' => 'https://your.site/success'

]));

// 2. Redirect customer to hosted page

header("Location: " . $response->payment_url);

// 3. Webhook fires when paid ✓

// {"event":"payment.success","utr":"615372...","amount":"499.00"}

Developer First

5 lines to
accept payments

Our clean JSON REST API integrates with any tech stack. cURL, Node.js, Python, PHP — they all work in minutes with your live API key.

Read Full API Docs

bash · cURL Example

curl -X POST https://wp.dghost.in/api/create-order \

  -H "X-API-Key: pi_live_your_key" \

  -H "Content-Type: application/json" \

  -d '{

    "amount": "1499.00",

    "order_id": "ORD_20260720_001",

    "customer_name": "Raushan Kumar",

    "callback_url": "https://yoursite.com/success"

  }'

# Response:

{

  "status": "success",

  "payment_url": "https://wp.dghost.in/pay/LRd7jTFOV2s..."

}

Pricing

Simple, Transparent Plans

Start free. Scale as you grow. No hidden charges, no transaction fees.

Starter

₹0/mo

Perfect to get started

50 orders/month
1 UPI account
1 Webhook endpoint
SMS verification

Start for Free

Accept UPI
Payments Instantly

Engineered for
Indian Fintech

Live in 3 Easy Steps

5 lines to
accept payments

Simple, Transparent Plans

Ready to start
accepting payments?

Engineered for Indian Fintech

Live in 3 Easy Steps

5 lines to accept payments

Simple, Transparent Plans

Ready to start accepting payments?

Engineered for
Indian Fintech

5 lines to
accept payments

Ready to start
accepting payments?